NWJ Credit

What are the benefits of the card?

    • Enjoy 6 months interest-free credit when successfully approved for your Store Card
    • Pay one affordable monthly instalment.
    • Shop immediately and take your awesome look home immediately.
    • Be the first to know about amazing sales, exclusive offers and new ranges.
    • Manage your account anywhere, anytime. Simply dial *120*784*NWJ Store Card number# to view your available credit, balance owing and instalment due. To protect your personal data, no information will be shared if the enquiry is not made from the mobile number registered to the account.
    • Receive free SMS notifications on all purchases.
    • Receive free monthly statements via email.
    • Customer Protection Insurance for your peace of mind*

For your protection, your card includes Customer Protection Insurance*covering the following:

    • Death Cover – Covers your full outstanding balance
    • Permanent Disability – Covers your full outstanding balance
    • Temporary Disability – Covers up to 12 months’ instalments
    • Loss of Income – Covers up to 12 months’ instalments

Cover underwritten by Guardrisk Insurance Company Limited and Guardrisk Life Limited, licences insurers and authorised financial services providers FSP No’s 75 & 76.
Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed here (accounts opened prior to Oct 2020) and here (accounts opened from 1 Oct 2020)

Application criteria

  • You must be at least 18 years or older.
  • You must have a valid RSA ID Book or Driver’s License.
  • You must be employed and earn at least R2000 or more per month.

You will be required to provide proof of income documentation at the time of application.
Once approved, you can collect your store card at any NWJ store nationwide as long as you bring along your ID or Driver’s License as proof of identification.

How do you apply for a Card?

You can apply in-store or online here:

NWJ Store Card Terms and Conditions can be viewed here.

How much does a card cost?

A flat monthly service fee will be charged on your card as well as competitive interest rates applied on all purchases.

What credit limit will you get?

Your credit limit will be determined by your own individual profile, considering your affordability.

Where do you find your account number?

Your account number can be found on your monthly statement or you can call RCS on 0861 444 493

How do you pay your Store Card?

  • Debit Order – To activate, call us on 0861 444 493
  • EFT Payment – Use your account number as reference
  • In-Store – Visit any NWJ store nationwide.

Banking Details

Account Name: RCS NWJ Card
Account Number: 061 234 745
Bank Name: Standard Bank
Branch Code: 031110

Contact Us Info

Customer Care – 0861 444 493
Email – NWJcustserv@rcsgroup.co.za

Powered by RCS, a registered Credit and authorised Financial Service Provider. Ts & Cs apply. NCRCP38/FSP44481

Keep safe & use these convenient alternatives to pay and manage your account. 

Easy ways to pay your account without leaving your home 

Pay your account conveniently by Debit Order or EFT


Beware of fraudsters taking advantages of the COVID-19  crisis. Don’t fall for scams. Keep your confidential information safe.

Convenient Account Management Tools 

Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481 *Standard SMS rates apply