Pay over 6 weeks. Interest-free.

• Pay in 4
  Get your order now, but spread your purchase across 4 equal fortnightly payments.
• Interest free
  Every purchase you make with
  Payflex is interest free.

 

How it works:

1. Create a Payflex account
   Apply in minutes for your Payflex account after you select it as your payment method in the checkout. 

 

Used for RCS & NWJ Store card payments

To use your NWJ store card or your RCS card, please select the PayFast payment method at Checkout

To learn more about how you can apply for credit with NWJ & RCS, see below.

 

LayUp offers a way for you to pay for your order via easy instalments before receiving the product, much like an in-store lay-bye.
Pay 20% deposit now, and choose to pay the balance up to 6 months interest free.

• Instant approval
  No long forms needed at checkout or in-store. Activate your payment plan in less than a minute

• No credit checks
  We don’t do credit checks ever

• No interest
  Interest free instalments made easy

 

How it works:

1. Select LayUp payment method during checkout
   Simply choose what you want and create a LayUp account. Select LayUp payment method during checkout.

2. Choose your payment terms with Layup
   You will be redirected to the LayUp Platform where you can choose your payment terms. Activate your payment plan with a small deposit and break down the total cost into more affordable monthly payments that fit your budget.

3. Get automated notifications with Layup
   Make payments anytime, anywhere through a personalised dashboard. Get timely notifications to stay on track and complete your payment plan on time.

4. Cancellations                                                                   
   Please note we will refund the amount you have paid under the said lay-by agreement after deducting a maximum cancellation penalty of 1% of the FULL purchase price of the item.

Mobicred is a digital credit facility that allows you to shop on NWJ now and repay the outstanding balance in convenient monthly instalments. With Mobicred you can apply for up to R50 000* credit in as little as 15 minutes*, which you can then use to shop at NWJ and a network of over 55, 000 stores.

 

How it works:

1. Shop online, add to cart and choose PayFast, then Mobicred, as your payment method when you check out.

2. If you don’t have a Mobicred account yet, you can click on the link to redirect you to complete a simple online one-page credit application form; and get an instant response. If approved, complete the application, accept the terms and conditions and get your credit limit.

If you are already a Mobicred account holder, simply sign in with your Mobicred details.

3.Enter the One-Time-Pin sent to your mobile device to confirm and complete your purchase.

4. Your NWJ order will be processed once payment is successfully made, and you will simply pay your Mobicred instalments when due.

Please note: The displayed monthly payment amount is indicative monthly pricing for 12 months at 22.25% interest per annum including a monthly fee but excludes a once-off account initiation fee. Please note the interest rate is subject to change.

*Ts & Cs apply. Select automated income verification and accept pre-agreement. Mobicred is powered by RCS cards, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

BUY BIG. PAY SMALL.

INTEREST-FREE MONTHLY INSTALMENTS USING YOUR EXISTING CREDIT CARD. LIKE A BUDGET FACILITY, BUT INTEREST-FREE AND FEE-FREE. ALWAYS.

• Enjoy now. Pay over time.
  Get your purchase today and use the available limit on your credit card to pay in interest-free, fee-free monthly instalments.

• Zero interest. Zero fees.
  No interest or fees. Not even late fees. Ever.

• No applications. No credit checks.
  It’s your credit already, so there are absolutely no applications or credit checks. The cherry on top? You continue to earn your reward points.

 

How it works:

1. Select Float as your payment method at checkout.

2. Choose your number of instalments.

3. Enter your card details and Float it!

 

South Africa’s risk-free, #zerointerest payment solution. PayJustNow offers you 3 equal interest-free instalments and gives you a rad new way to pay – today!

• Delay your payment, not your enjoyment!
  Enjoy instant approval and shipment. Within mere seconds you’ll know you’ve been approved – and then orders ship as they would with any other form of payment.

• PayJustNow is always interest free
  The only fees they’ll ever charge are for late payments so there’s no need to worry. They’ll send you a reminder prior to your payment date so that you can ensure your funds are ready to roll!

 

How it works:

1. Choose PayJustNow as your secure payment method when you checkout.
2. Create your account as easily as if your eyes were shut (though we’d recommend you keep them open).
3. Complete your purchase and now sit back, relax and enjoy!